Mutual funds are complete and total bullsh*t. Its ridiculous! First the 'financial advisor' gets you roped into this thing AND then when your not happy with it (because your constantly loosing money) they won't answer your emails!! Its stupid, if your reading this, take this word of advise, mutual funds are the devils work! This post may be a little dramatic, but I am pissed that this chick won't email me back!Its dumb and I could just be making a little bit of money on interest in my money master account, not loosing it after a month and a half. I have to study now, I think I'll go get a tea, I'm a little flustered.:(